Intus Savings Accounts
You can now open a Savings Account with Intus and enjoy our competitive interest rates. Our Savings Accounts have no expenses, can be opened in all major currencies and offer many interest payment options.
Intus Savings Account is suitable for both regular savings and single deposit purposes. You can also open it for minors, i.e. for your children or grandchildren. The interest payable is 4.00% per annum for Bronze members and 4.50% per annum for Gold members. The minimum opening deposit is only 100 EUR or currency equivalent. The funds can be withdrawn any time with three month notice. You can open Intus deposit account online here.
We accepts clients worldwide, including United Kingdom.
You can choose between the following deposit accounts:
| Account type | Gold Member Interest rate (p.a.) |
Interest payment frequency |
|---|---|---|
| Savings Account | 4.50% | Annual |
| 12-month Fixed Term Account | 5.50% | Annual |
| 36-month Fixed Term Account | 7.00% | Annual, at maturity |
| 5-year Fixed Term Account | 8.00% | Monthly, annual, at maturity |
| 10-year Fixed Term Account | 8.50% | Monthly, annual, at maturity |
| 1, 3, 6 and 12-month Notice Account | 3.50%-7.50% | Annual |
EUR USD GBP CAD AUD CHF NOK SEK DKK
| Account type | Gold Member Interest rate |
Interest earned |
|---|---|---|
| 12-month Fixed Term Account | 5.50% p.a. | |
| 36-month Fixed Term Account, annual interest payment | 7.00% p.a. | |
| 36-month Fixed Term Account, interest payment at maturity | 22.50% | |
| 5-year Fixed Term Account, annual interest payment | 8.00% p.a. | |
| 5-year Fixed Term Account, interest payment at maturity | 42.50% | |
| 10-year Fixed Term Account, annual interest payment | 8.50% p.a. | |
| 10-year Fixed Term Account, interest payment at maturity | 89.50% |
Please choose the desired amount and currency. The figures above are just for illustration purposes, final terms will be confirmed once the account is opened.
Interested in stock market based return with lower risk?
Open investment account and invest in Capital Protected Investment Products. With our Advisory Service the annual return target is 7% net of fees. You can set up regular withdrawals to be made from your investment account or make one-off withdrawals at any time. Read more.
Customer service
Our customer Service is ready to help you with all the information about Intus and its services. Our team speaks English, and Italian.
Who we are
Intus Savings and Loan Association was established in 2014 to provide competitive deposit and loan products. Intus Group has two operative companies, Intus Savings and Loan Association and its affiliate company Intus Financial Services Oy Ltd, also called Intus Brokers. We can offer to our clients both high return fixed interest Intus accounts from Intus and capital protected products from major international banks with Intus Brokers. We have also partnered with Revolut Ltd., one of the leading European payment services companies, to be able to provide our clients card services with competitive terms. As of today, after nine years of successful operation, our customer base consists of a large number of both domestic and international clients.
Intus Savings and Association is mutually held, meaning both depositors and borrowers are members with equal voting rights, and have the ability to direct the financial and managerial goals of Intus. You can find how Intus is regulated here.
We are specialized in Savings Accounts and Consumer Loans, and we accept new depositor members from all over the world.
How can we offer such high interest rates?
We provide consumer loans to Intus members with interest rates between 14.80-18.00%. By this way we are able to pay higher interest rates on our savings accounts than traditional banks.
We provide consumer loans to Intus members with interest rates between 14.80-18.00%. By this way we are able to pay higher interest rates on our savings accounts than traditional banks.Intus provides loans up to 3,000€, and only to credit-worthy Intus members, to minimize the credit risk and maximize the security of our depositor members.
Are Intus Savings Accounts safe?
Intus Savings and Loan Association, as well as its investment portfolio, is strictly regulated by several Regulation Acts in Estonia, which provides its members with high level security.
To maximize the security and minimize the risk, we invest our deposits only in loans to other members of Intus. Our team carefully checks the creditworthiness of each loan applicant and we grant loans very selectively.
Our financial activity is periodically reviewed by an internal audit committee, and by an independent external auditor, and our annual financial report is publicly available.